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Saturday, 8 July 2017

Car Insurance dividing line between passion and obsession

I might be running 33 years late but I'm certainly making up for lost time. I am undergoing a most demanding induction course into the automobilia world and steering me unflinchingly, while barely peering over the dashboard, is my eight year old son. Whisper it softly but I do vaguely recall a passing infatuation with cars at that age. The passing soon passed, however, and I became deeply immersed in footballing ephemera instead. It wasn't enough for me to simply play or even, from time to time, attend a big match. I can remember still the pinch of excitement as I opened my new packets of football stickers, sharing joy and pain with my friends, concocting shady transfer deals behind closed doors and wondering if I was ever going to see George Best again. This was but a prelude to a more sinister development, whereby I started recording the results of imaginary matches in my exercise books, complete with scorers, half times, crowds and league positions, if appropriate. Oh, I did things properly. If they'd handed out prizes for footballing obsession, I'd have hoovered up every time.

There is often a thin dividing line between passion and obsession and my son is already starting to exhibit some disturbing parallels with his father. My relationship with cars hitherto has been strictly of the A to B variety. In other words, as long as I can reach my destination safely, securely and speedily, I'm a pretty happy bunny. I am strangely unmoved by upholstery, sound systems, alloy wheels and other delights. I have never spent an afternoon washing my car. My son, however, spent an hour painstakingly polishing and sprucing his car yesterday. And as for the remote control, glad you asked, a solid ten minutes checking the electrics.

Yet it all started so innocently. An occasional reference to a car in the street was an entirely natural form of curiosity. My mumbled acknowledgement was usually enough and we went on our merry way but I felt a frisson of alarm as my son started to recognise cars he'd seen before and ask me about them too. The first time this happened I thought he was talking to someone else until he looked me in the eye with a quite disarming sincerity and repeated the question. "Dad, did you see that red Porsche, isn't that the one from the end of the street I showed you last week? That was so cool, how fast did it go? Can we go in one?". Well, there's off guard and there's on the canvas. As I groggily sought to compose myself, I nonetheless realised that my son had achieved a major landmark. He'd entered football sticker country.

No longer would my studied nonchalance suffice. My son was already in second gear while I was groping for the ignition. I could have handled simple car spotting but my son started to display a much wider repertoire, engaging in a running commentary on every journey and inviting from me, normally at a moment of maximum inconvenience, some expert analysis on the virtues of the latest BMW convertible

Frankly, I was rocking. I was all over the place when, quite serendipitously,
echoing that unforgettable proverb that I've unfortunately forgotten, I got very lucky indeed. I was sitting in a sushi bar intermittently dabbing at a proof I was reviewing while watching a conveyor belt, with all the contours of a Scalectrix track, pass before me carrying an assortment of dishes. It all looked pretty tasty but the tastiest thing of all was the ingenious billing process. Nobody took my order so I just helped myself as, indeed, did everyone else. As I munched away, while simultaneously tiptoeing around the proof, admiring the female population, worrying about Arsenal's recent form and staring vacantly into space - I believe it's called multitasking - I had a sudden epiphany. Each bowl was painted with a different trim around the rim. There were pink or green or blue or whatever stripes around each and they all had a different price, reflecting their contents. At the end of the meal, you might tot up three green for £3, two red for £4 and an orange for £5. As I ruminated upon this creative thinking, a familiar face sidled up to the stool next to me. It was none other than Robert Brooks, chairman of Bonhams and a doyen of the classic car auction market. We exchanged small talk before my eye was inextricably drawn to the catalogue he had evidently intended to read over lunch.

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